Crypto is crossing into the real economy – and regulators are following close behind.

Author:
Andreas Katelari
Senior Compliance Officer

Navigating Global Crypto Compliance

Stricter rules, sharper oversight: crypto enters a new phase

The first half of 2025 has been a watershed moment for crypto regulation. In the US, the newly enacted GENIUS Act sets a clear federal framework for payment stablecoins, introducing strict reserve, licensing, and audit requirements. Across the Atlantic, the EU has moved from rule-making to active enforcement under MiCA, with updated AML guidelines, expanded licensing, and full service passporting for major platforms. Switzerland is quietly overhauling its AML regime, while the UK has shifted from consultation to tangible enforcement, targeting unregistered ATMs and unhosted wallet risks. On a global scale, FATF’s latest update calls out widespread non-compliance, especially in stablecoin markets, and urges urgent action.

For financial institutions, this is no longer about watching the horizon – it’s about acting now. Transparency is no longer optional, and the gap between reactive and proactive compliance is closing fast. Stay ahead of the curve.